Page 9 - Leisure Living Magazine June 2017

What’s Your Approach To Longevity?
By Christine Johnston, Nemecek Insurance & Financial Services
Have you ever thought about what you would do if you were in need of some help with everyday tasks? What is your strategy? Who would assist in handling your physical, personal and financial affairs in your
certified in long- term care (CLTC) can be very helpful.
Once your plan is in place make sure to review the plan once a year. Things change, documents need updated, new contact numbers added. Make sure your support people are still willing and able to support you. We are all living longer and must plan for the road ahead. Maintaining a certain standard
of living as we age should be a top priority.
Christine Johnston is a licensed Insurance Agent with the Nemecek Agency in Port Clinton, Ohio. She has worked in the financial services industry for 25 years and focuses on retirement planning for mature clients. She holds the Certified in Long- Term Care (CLTC) designation] c.johnston@
nationwide.com
Securities and Investment Advisory Services offered through Nationwide
Securities, LLC., member FINRA, SIPC and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC. in AR, CA, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.
Sources: Census Bureau FEM-5832AO(04/17)
golden years?
People are living longer. According to the
Census Bureau, the number of individuals age 85 and older is projected to increase by 52% in the next 20 years. And the longer we live, the more likely we will need some help. In 2010, 71% of individuals age 80 and older had a disability, 56% had a severe disability and 30% required some assistance with daily living.
Having a strategy planned by you is important to help ensure you receive the help and care you need, in the manner you would prefer. If you plan now, your wishes are more likely to be implemented, and your loved ones won’t have to wonder, worry or disagree. Your plan may be documented in writing, or simply expressed to your spouse, or children. Even no plan is a plan. Although it’s the plan that leaves you with the least say in the handling of your affairs.
Take it a step at a time. Picture your ideal care situation; Who is caring for you? Where are they caring for you? At what point does that change? Discuss the plan with your family and those that have a role in your plan. While having these conversations with loved ones can be difficult, they are much needed and may take several sessions. After you have a plan on paper, you will want to make sure you have proper funding in place and documentation in order. An advisor who is
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